Prepaid · Cards
PPI
'One Nation, One Card': the most consequential payment infrastructure since UPI, built for Bharat.
The opportunity
Built for Bharat’s next decade.
One full-stack payments ecosystem — built to compound, made to scale to a billion.
Ecosystem
0
Products across the payment stack, one ecosystem
Make in India
0
Designed & manufactured in India
Integrations
0
Scheduled commercial banks & networks integrated
Always on
0
Real-time risk & compliance monitoring
The ecosystem
Six products. One ecosystem.
Every layer of the payment stack: issuance, acceptance, gateway, compliance and intelligence, built to compound.
Employee Benefits
AndBite
A prepaid employee-benefit card engineered for smarter tax savings.
UPI · QR · Devices
AndBiz
A UPI soundbox proudly designed and manufactured in India, for Bharat.
Online Payments
AndPay
An integrated, omni-channel platform that simplifies payment acceptance everywhere.
Governance · Risk · Compliance
AndGRC
Where governance, risk & compliance meet to empower organisations to build trust and resilience for sustainable success.
AI · Analytics
APAAR
AI Powered Automated Analytics & Reporting: a unified compliance platform with multilingual, audit-ready workflows.
BFSI · Platform-as-a-Service
BPAAS
BFSI Platform-as-a-Service: the build layer for banks, NBFCs and fintechs to launch financial products with speed.
Prepaid · Cards
PPI
'One Nation, One Card': the most consequential payment infrastructure since UPI, built for Bharat.
Employee Benefits
AndBite
A prepaid employee-benefit card engineered for smarter tax savings.
UPI · QR · Devices
AndBiz
A UPI soundbox proudly designed and manufactured in India, for Bharat.
Online Payments
AndPay
An integrated, omni-channel platform that simplifies payment acceptance everywhere.
Governance · Risk · Compliance
AndGRC
Where governance, risk & compliance meet to empower organisations to build trust and resilience for sustainable success.
AI · Analytics
APAAR
AI Powered Automated Analytics & Reporting: a unified compliance platform with multilingual, audit-ready workflows.
BFSI · Platform-as-a-Service
BPAAS
BFSI Platform-as-a-Service: the build layer for banks, NBFCs and fintechs to launch financial products with speed.
Prepaid · Cards
PPI
'One Nation, One Card': the most consequential payment infrastructure since UPI, built for Bharat.
Employee Benefits
AndBite
A prepaid employee-benefit card engineered for smarter tax savings.
UPI · QR · Devices
AndBiz
A UPI soundbox proudly designed and manufactured in India, for Bharat.
Online Payments
AndPay
An integrated, omni-channel platform that simplifies payment acceptance everywhere.
Governance · Risk · Compliance
AndGRC
Where governance, risk & compliance meet to empower organisations to build trust and resilience for sustainable success.
AI · Analytics
APAAR
AI Powered Automated Analytics & Reporting: a unified compliance platform with multilingual, audit-ready workflows.
BFSI · Platform-as-a-Service
BPAAS
BFSI Platform-as-a-Service: the build layer for banks, NBFCs and fintechs to launch financial products with speed.
A foundation, not a checkbox.
Every payment moves through certified infrastructure, audited end-to-end and aligned with the regulators who govern Indian fintech.
Recognised by
Leadership
Built by the builders.
A team that has shipped India’s payment infrastructure at scale — now building what’s next.
Sushil S Jadhav
Founder
Rahul Sharma
Head — Technology & Strategy
Shiv Kodnani
Head — Products & Solutions
Vijay Solanki
Head — Risk & Compliance
Nitin Mahajan
Head — Customer Success
Neeraj Vijayvargiya
Head — Sales
Advisory
Guided by people who’ve been there.
Independent counsel from operators who’ve built and regulated payments at scale.
Ram Narayana Boga
Strategic Advisor — Digital Payments, Banking & Regulatory Affairs
With over four decades of distinguished leadership across Banking, Payments, Governance, Risk management, Compliance and Internal audit, he has held senior leadership positions including General Manager at State Bank of India and Managing Director & CEO of SBI Payment Services.
On the recommendation of the Reserve Bank of India, he was appointed by the Hon'ble High Court of Telangana, for managing the turnaround of AP Mahesh Co-op Urban Bank, Hyderabad, which he has completed successfully. This highlights his expertise in regulatory governance, institutional stewardship, and organizational transformation.
Want to be part of it?
Build with us.
Partner, integrate, or join the team shaping how Bharat pays.